Upload a bank statement. Get an Approve, Review or Decline verdict, with the evidence behind it, in under 60 seconds.
Pieter van Rensburg
Why flagged
Affordability. Rent of R9 800 against R26 500 net income is 37%, above the 35% borderline.
Gambling. Two Betway transactions totalling R1 850 in the same month.
SA's only AI screening tool built specifically for property managers managing 50-500+ units.
Upload → Extract → Analyse → Report. No waiting. No back-and-forth.
Real-time pipeline with AI risk scores and income ratios
About 1 in 6 tenants doesn’t pay in full in a given month. PropCheck checks them before they move in.
Source: TPN Residential Rental Monitor, Q3 2025 (83.95% of tenants in good standing)
For scale: TPN’s average rental civil judgment was R39,421 in Q3 2025 (TPN Residential Rental Monitor).
Built around POPIA: you confirm the applicant’s consent on every screening, each one is logged, and data is deleted on request. Rent-to-income checks use common SA benchmarks (30 / 35 / 40%), and every ID number you enter gets a format check.
The path a tenant's statement takes, start to finish.
The PDF is parsed on your own device. The file itself is never uploaded to, or stored on, a PropCheck server.
The extracted text is sent to Anthropic's Claude API to write the risk analysis. It only runs for a signed-in, active account.
The risk rating, flags and recommendation are stored against your company. Row Level Security in the database keeps every company's data separate.
I'm Nkhuluko, the self-taught developer who built PropCheck in South Africa. There's no SOC 2 or third-party audit yet; the security page says plainly what is and isn't in place.
No contracts. Cancel anytime. Managing 50+ units? Talk to us about bulk pricing →
Plain answers. No fine print to hunt for.
Last updated: 4 October 2026
These Terms govern your use of PropCheck ("the Service"), operated for South African property managers and property management companies ("you", "your company"). By creating an account or using PropCheck, you agree to these Terms.
PropCheck analyses tenant bank statements using AI to generate a risk assessment and a recommendation (APPROVE / REVIEW / DECLINE). This recommendation is advisory only. PropCheck does not make tenancy decisions on your behalf, and you remain solely responsible for all decisions about who to approve, decline, or place in your properties.
PropCheck is billed either per screening or via monthly subscription, at the pricing shown at the time of purchase. Fees are non-refundable except where required by law.
The Service is provided "as is". PropCheck does not guarantee the accuracy of AI-generated risk assessments and is not liable for losses arising from tenancy decisions made using the Service. AI analysis is a tool to support your judgement, not a replacement for it.
We may suspend or terminate accounts for non-payment, abuse, or breach of these Terms. You may cancel your account at any time.
We may update these Terms from time to time. Continued use of PropCheck after changes means you accept the updated Terms.
These Terms are governed by the laws of the Republic of South Africa.
Last updated: 4 October 2026
This Policy explains how PropCheck handles personal information, in line with the Protection of Personal Information Act (POPIA). Your company is the "responsible party" for the tenant data you submit; PropCheck acts as an "operator" processing that data on your behalf.
The extracted bank statement text is sent to Anthropic's Claude API to generate a risk assessment. The resulting report (risk rating, flags, recommendation) is stored in your company's private database record, isolated from every other company using PropCheck via database-level access controls (Row Level Security). No other PropCheck customer can see your data, and we don’t pool or share it across accounts.
Anthropic is based in the USA, and some of our hosting providers also process data outside South Africa. Only the extracted text is sent for analysis, never the PDF.
PropCheck uses Google Analytics and Microsoft Clarity to understand how visitors use our website: which pages get traffic, where people click, and where the site could be clearer. Inside your PropCheck account every screen is masked from session recording, and neither tool runs at all on an applicant’s upload link or a password-reset link, so tenant screening data, bank statement content and ID numbers are never recorded. We don’t use advertising cookies and don’t sell or share this data with advertisers. A browser tracking-blocker extension will prevent these scripts from loading, same as on any other site that uses them.
Separately, we use your browser’s local storage to remember your theme preference and notification settings, and to keep you signed in between visits so you don’t have to log in every time. This data stays in your browser.
Screening data is retained while your account is active. You can delete any single screening yourself from its profile, download everything as a CSV from Settings, or ask us to delete your whole account at propcheck.za@gmail.com.
Under POPIA, you have the right to access, correct, or request deletion of personal information PropCheck holds. Contact propcheck.za@gmail.com for any of these requests.
What’s actually protecting your data, not a marketing checklist
We know property managers are being asked to upload something sensitive: a tenant’s bank statement. Here’s exactly what happens to it, and what’s protecting your account, in plain language.
Every company's screenings and properties are protected by database-level Row Level Security (RLS): not just an app-layer check, but a rule enforced by the database itself on every single query. One company's account cannot read another company's data, even if it tried to query the database directly.
The PDF itself is parsed locally in your browser. It is never uploaded to or stored on any PropCheck server. Only the extracted text is sent to Anthropic's Claude API to generate the risk analysis, and only the resulting report is stored, not the source document.
Every AI-powered action (screening analysis, lease drafting) checks a signed-in session and an active account status before running. It isn’t a public endpoint anyone can call. Only the pre-sales chat assistant on this site is intentionally open to visitors, and it has no access to any tenant’s data, your account, or the database.
PropCheck is a small, actively-developed product, not a large enterprise vendor. There’s no formal third-party security audit or certification (like SOC 2) yet. What’s on this page is real and currently deployed, not aspirational. If that changes, this page will say so.
Found something that looks wrong, or have a security question? Email propcheck.za@gmail.com.
A running, honest log of what's actually shipped: no fluff, updated whenever something real goes live
The same rent-affordability rule PropCheck's AI applies to every screening, and the real cost of each pricing plan: live math, not a demo.
PropCheck's AI screening scores every tenant against the 30% / 35% / 40% rent-to-income rule: rent under 30% of income is ideal, up to 40% is borderline, and above 40% is high risk. Try it with your own numbers.
See exactly what each PropCheck plan costs you at your real screening volume, side by side. Updates as you type.
No contracts. Cancel anytime. Managing 50+ units? Talk to us about bulk pricing →
|
Pay Per Use
R149/screening
|
Growth
R1,250/mo annual
|
Unlimited
R2,917/mo annual
|
|
|---|---|---|---|
| Monthly fee | None | R1,500 | R3,500 |
| Paid annually (2 months free) | — | R15,000/yr | R35,000/yr |
| Screenings included | Pay per screening | 20 / month | Unlimited |
| Cost per screening | R149 | Included (first 20) | Included |
| Cost after included screenings | R149 each | R99 each | None (unlimited) |
| AI risk report, verdict & PDF export | |||
| AI checks panel (ID checksum, red flags, risk class) | |||
| Share reports via WhatsApp | |||
| Portfolio manager (saved units) | |||
| Priority WhatsApp support (same-day) | |||
| SA ID checksum (Luhn validation) | |||
| Built for POPIA data handling |
One tool, real features. No fake integrations, no "coming soon" badges dressed up as done. Everything below is live in the product today.
Upload an applicant’s bank statement PDF. It’s parsed entirely in your browser, and the file itself is never uploaded anywhere. Only the extracted text is sent to Claude (Anthropic’s AI) for analysis, which returns a full income and expense breakdown plus an APPROVE / REVIEW / DECLINE verdict, typically in under 60 seconds.
Requested rent is measured against net monthly income using the same rent-to-income thresholds shown on every report: 30% ideal, 35% borderline, 40%+ high risk.
Every ID number you enter is checked against the standard checksum SA ID numbers use, instantly flagging malformed or invalid numbers. It is a format check, not a Home Affairs verification.
Included on the Unlimited plan (R3,500/month). Not available on Pay Per Use or Growth.
Select up to 3 applicants for the same unit and compare them side by side: income, expenses, risk score and affordability, laid out in columns from the same data as their individual reports.
Your Dashboard surfaces every lease ending in the next 60 days, with a one-click "Screen for Renewal" action that pre-fills the screening form from the saved property.
A live, always-current list of what needs your attention: applicants flagged REVIEW in the last 30 days, leases renewing within 30 days, and recent declines, computed fresh every time you load the Dashboard, not a separate notification system to fall out of date.
Every screening gets a full report, ready to print or save as a PDF, plus a one-tap Share via WhatsApp button to send it straight to a colleague or landlord.
One aggregate, printable report across your whole portfolio: verdict counts, average risk score, and risk distribution across every screening you’ve run.
Draft a lease agreement straight from a screening's details: tenant, property, rent, deposit and term. Print it, save it as a PDF, or share a note via WhatsApp.
A computed Data Hygiene Score (never a fabricated number): your ID-checksum pass rate averaged with how many occupied units have a lease end date on file, alongside an audit trail of how every tenant's data was processed, including the consent record.
Press Cmd/Ctrl+K anywhere in the app to jump straight to any screening or property by name, no digging through menus.
An AI verdict is only useful if it’s actually right. Once a tenant’s been in place a while, log what really happened (paid on time, some issues, or defaulted) right from the report or a nudge in the Action Center once a screening passes 90 days with no outcome on file yet.
PropCheck is not a credit bureau and does not pull live data from TPN, Experian, or Home Affairs. Those integrations are not connected, and the app marks them “not connected” wherever they would appear. Every recommendation is AI-generated guidance from real bank statement data, not a guarantee, and the final tenancy decision is always yours.
R149 per screening, no monthly fee, or from R1,500/month for agencies screening regularly.
PropCheck reads an applicant's own bank statement and tells you whether they can carry this rent, not whether they paid someone else last year.
Here’s your screening activity
Upload the applicant's 3-month bank statement PDF. The AI will analyse income, expenses, and risk in under 60 seconds.
The demo runs on sample tenants only. To screen a real applicant’s bank statement, create a free account. It takes about two minutes.